Ultra Credit Solutions (Credit Repair in Queens)is a young, energetic team made up of people from all walks of life. We are your local credit repair solutions company who is ready to meet you one on one in any of our current locations. Our goal is to deliver GREAT CUSTOMER SERVICE so our customers can always STAY CONNECTED with us.
Credit Repair in Queens is our main service. Through the credit repair process legally we repair your credit. There will be no annoying unwanted creditors call.Your credit score will be higher again. You will be very happy and hassle free peaceful life..
Our mission is to repair your credit, re-build your credit and get your higher credit scoreView More
Our best service people.
Ultra Credit Solutions has helped me throughout my credit repairing process, even when I was struggling financially their payment method suited me in my hardest time. I really appreciate their work and honesty. Highly recommend.
Positive: Professionalism, Quality, Responsiveness, Value I used ultra credit solutions to help resolve a credit issue and identity theft. They were always available, helpful, informative and thorough in the process of solving our credit issues. The turn around time was quick and they walked me through every step of the way. Within 6 months the issues were solved. I appreciate their rapid response to all my questions and concerns. I would highly recommend this business if you are experiencing credit problems including identity theft.
This company is too good. They gave me debt forgiveness of around $60k . My score was below 500 and now my score is above 700 . Thanks Ultra Credit Solutions, you are superb .
What is Credit?
“Credit” is the privilege to use the financial means of another party. When you apply to any financial institution for a loan, mortgage or credit card, you need to provide evidence of the ability to repay, and a history of repaying past credit. You can get better terms with lower interest rates if you have good credit ratings, but with a poor credit rating, you may not get credit at any price. Building a good credit record is important to achieve many desirable goals, such as homeownership, vehicle financing, and various forms of wealth building.
What is credit repair?
Credit repair is the process of cleaning up inaccuracies on your credit report, removing wrong or inaccurate information, protect your identity and become more informed on your credit issues. If you repair your credit file, it is likely your credit score will improve, and thereby will obtain better interest rates and save money.
Why is there the need of repairing credit?
Because your credit record will influence your qualification for credit in the future, and could possibly affect rates for your current credit lines. Accordingly, if your credit report is incorrect, the reparation of the credit file will help improve your chances. A good credit score helps you obtain low interest rates and long term loans, like home loans or car loans. Lenders may charge high interest rates or impose undesirable repayment plans for you. Given the stakes and the consequences involved, it is clearly to your advantage to work toward recovering from a bad credit rating.
Will lenders or credit bureaus help me?
There are two answers, depending on what stage you are at: If you are currently experiencing financial hardship,and are unable to make the minimum payment, or catch up on past due payments, one option is to approach your lender and negotiate with them. Lenders may respond positively to your efforts and may restructure a payment plan. In cases of late payments, you can enter into an arrangement, and possibly not report late payment status. If the hardships are in the past, but now you are facing the results of a less-than-perfect credit history, lenders and the credit bureaus have an obligation to update and correct any inaccuracies, errors, or omissions. Beyond that, there are numerous other actions you can take to rebuild your credit. Our counselors can help create a plan that is customized for your situation.
What about using a commercial credit repair company?
Commercial repair companies are staffed with trained individuals in the credit field, just like our organization. They will perform the credit repair process and claim a fee for it, normally at a much higher cost. Be sure that you understand that, with the relevant statutory rules and obligations, NO ONE, not a lawyer, commercial credit repair firm, our organization, or you, can legally remove accurate, negative information from your credit report.